

Northern Kentucky Real Estate Market Report
Want to know what happened during the July 2016 Northern Kentucky Real Estate Market sales period? You have come to the right place. Read on to get the latest statistics and information in the July 2016 Northern Kentucky Real Estate Report. Home inventory is still low around the Greater Cincinnati area compared to a year ago.
Northern Kentucky - Boone, Campbell & Kenton Counties
In July there were 232 homes that sold during the month for Boone County, 116 for Campbell County and 230 homes that sold for Kenton County. Homes that went pending in July were 129 for Boone, 79 for Campbell County and 137 for Kenton.
- The average listing price for homes in the Boone County area was $263,942.00 with an average selling price of $220,031.00.
- Boone County homes during the July time frame were on the market (Days on Market) for an average of 77 days.
- There are currently 573 homes available for sale in Boone County.
- The average listing price for homes in the Campbell County area was $229,392.00 with an average selling price of $163,029.00.
- Campbell County homes during the July time frame were on the market (Days on Market) for an average of 107 days.
- There are currently 360 homes available for sale in Campbell County.

Home Security Systems Help Keep The Bad Guys Out
Installing a home security system to protect your loved one and belongings is a smart step to take. With the many different home security options available researching the best home security system can be a daunting task. By understanding the types of home security systems out there and how they can protect your family and belongings you can be sure to get the right system for your needs.
The Basics of a Home Security System
On a basic level most home security systems provide a way of either notifying the local authorities or notifying the homeowner in the event that someone were to break into your house. These home security systems can monitor the opening and closing of entry doors, windows, and garage doors. When the system is armed anyone illegally attempting to get into the house should result in notification to the police and/or the homeowner.
Some home security systems also include window breakage sensors to detect if someone has broken a window while trying to enter. Oftentimes home security systems also include motion sensors in the interior of the home to detect intruders that other sensors may have missed or to catch the thief who managed to bypass the door and window sensors. Some advanced home security systems can include noise sensors that detect sounds of breaking glass or intruders making noise in the home. You may also find temperature sensors that can detect a change in temperature from someone being in the house when normally no one should be home.
Home security providers also provide fire detection, water detection and medical alerts...

Greater Cincinnati Real Estate Market Report
Want to know what happened during the July 2016 Cincinnati Real Estate Market and Northern Kentucky Real Estate Market sales period? You have come to the right place. Read on to get the latest statistics and information in the July 2016 Greater Cincinnati Real Estate Report. Home inventory is still low around the Greater Cincinnati area compared to a year ago and sales are also up.
Cincinnati, Ohio - Hamilton and Clermont Counties
In July there were 1146 homes that sold during the month for Hamilton County and 262 homes that sold in Clermont County. Homes that went pending in July were 754 for Hamilton and 236 for Clermont County. Pending status means they had an offer accepted and were awaiting closing pending inspections, appraisals, financing etc.
- The average listing price for homes in the Hamilton County area was $275,806.00 with an average selling price of $199,550.00.
- Hamilton County homes during the July time frame were on the market (Days on Market) for an average of 71 days.
- There are currently 2,946 homes available for sale in Hamilton County.
- The average listing price for homes in the Clermont County area was $246,338.00 with an average selling price of $201,586.00.
- Clermont County homes during the July time frame were on the market (Days on Market) for an average of 64 days.
- There are currently 683 homes available for sale in Clermont County.
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What You Need To Know About Getting A Home Mortgage
A mortgage is a long term commitment which should be carefully researched so you get the best possible mortgage with the best possible terms. Both the mortgage company and the mortgage product that will be used to purchase a home can make or break your budget and as a result your financial situation can be fine with the right mortgage or you can end up being in a situation where you cannot afford your house along with other day to day living expenses with the wrong mortgage. By taking time to research and understand the various mortgage programs and providers out there before you make that home purchase you can end up with substantial savings.
Get Your Finances In Order
Prior to applying for a mortgage you should review your finances and any short term high value purchases that you may be considering in the near future. It may be best to hold off on purchasing any high value items with credit or with cash unless it is something you really need. A refrigerator to replace the one that just died is something that you really need and can’t wait. Wanting to buy another TV on credit for the guest room in your future home is something that can wait until after you buy your home. Taking on extra debt to buy the other TV can reduce the amount of money you need to have to qualify for borrowing for your new home. Not only that but the increase in your debts could shift your credit score enough that you may end up paying more in interest over the life of the mortgage....

Money Losing Home Improvements
Making the right home improvements to your home can not only increase the value of your home they increase the desirability by homebuyers and that can mean a quicker sale. On the other hand there are home improvements that when done can actually take away from the value of your home since those improvements are seen not as improvements in the buyers mind but something that will cost them extra money to undo. By avoiding these home improvements you ensure your home retains its value and is ready to sell when the time comes.
Adding A Pool
While this is somewhat more dependent on the state you live in, here in the Ohio and Kentucky real estate market adding a pool (whether in ground or above ground) to your home can result in a reduction in value of your home. In the Greater Cincinnati real estate market pools may be a nice feature to have in higher end luxury homes and may add value to those luxury homes but in anything other than luxury homes pools are something that will decrease the value of your home. The reasons pools decrease the value of your home is due to the fact that there are increased costs associated with pools.
When buyers are faced with increased costs for maintenance, heating and insurance costs associated just with the pool only a few buyers are ready to make the jump to buy the pool home. Additionally due to the four full seasons we experience in the Cincinnati area people with pools are not able to enjoy them for long since the cooler weather usually means colder water or increased energy bills to heat the pool. Insurance costs on homes with pools...