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Who Has The Best Donuts In Cincinnati?

Who Has The Best Donuts In Cincinnati?

Who Has The Best Donuts In Cincinnati?

What's not to love about about tasty baked or fried donut treats which come glazed, cake type, yeast raised, with sprinkles, frosted, or filled donuts.  Great for snacking, as a desert or with coffee in the morning there over ten billion donuts eaten annually in the US alone.  Cincinnati has many different donut options to choose from as this list explores.

Holtman's Donuts

Holtman's Donuts has been around since 1960 with the very first shop in Newtown, Ohio.  There are currently five locations serving some of the unique and tasty donuts they have to offer.  Locations include Loveland, Oakley, OTR, West Chester and Williamsburg.

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Selling A Home While Going Through A Divorce

Selling A Home While Going Through A Divorce

Selling A Home While Going Through A Divorce

Whether this is a change that is for the better or there are still some issues to be worked out selling a home during a divorce can be challenging.  A home sale transaction is easier when all parties are cooperative with the sale, meaning the buyers and each of the sellers.  In a divorce situation that can be a little difficult especially if one spouse is still holding on or wishes to take an approach that is confrontational.  Whether the desire is to sell the home or for one party to keep it there are some considerations that need to be made and this article explores.

Deciding To Keep The Home

One of the primary deciding factors for keeping a home during a divorce is whether the spouse who will keep the home can continue to afford to pay for it.  If neither spouse can afford to keep the home independently then the answer is to sell the home.  Whichever spouse plans on keeping the home that decision must be made mutually or decided in court via attorneys.

The potential problem that comes when one spouse wishes to keep the home is that both spouses stay on the mortgage even after divorce.  While a divorce agreement can specify who keeps the home and who is responsible for paying for the home the lender can still look to both former spouses if payments are stopped and the credit score of the spouse who no longer is living in the home will be effected as well.  The deed which shows ownership of the home is easily changed when both parties agree to sign the document changing ownership but that does not work for the mortgage.  The spouse who will keep...

The Top 10 Highest Priced Apartment Buildings For Sale Today In The Greater Cincinnati Area

highest priced apartments in Greater Cincinnati

The Top Ten Most Expensive Apartment Buildings In Greater Cincinnati

The Greater Cincinnati area has been getting a lot of attention from out of state and even out of country investors looking for multi-family apartment buildings in order to build their cash flow empire.  With prices being paid for buildings in the Greater Cincinnati area investors can find their dollars generating more cash flow in Cincinnati than in many other large markets around the United States.  Check out some of the most expensive multi-family listings available on the market today as well as learn more about the locations they are in.  If you want to learn more about the cash flow possibilities of any particular property be sure to get in contact today with a local Cincinnati and Northern Kentucky Real Estate agent.  (This list focuses on multi-family buildings in one location as opposed to a listing of a portfolio of property spread around the city that are listed for sale as a package deal.)

Cincinnati, Ohio

Settled in 1788 Cincinnati metropolitan area is one of the 28th largest economies in the US.  Home to such major corporations such as Kroger, Procter and Gamble, Great American Insurance and more it has a population of approximately 2.1 million people.  Being so close to other major cities makes Cincinnati a great place for those looking for work or low cost of living housing.

Crittenden, Kentucky

Located in the Northern part of Kentucky it is close to the Cincinnati metropolitan area.  It was settled in the early 1800s.

Hebron,...

New Construction Home Buying Process

New Construction Home Buying Process

New Construction Home Buying Process

Some home buyers may prefer to start from scratch and build a new home from the ground up.  While there are developments that offer newly built homes often times those homes lack customizability and instead the home buyer may only find cookie cutter homes with some ability to decide on what types of interior upgrades they may add.  Home buyers who want to get their own home plan put on paper and then get built will be looking at the custom build option which this article explores further.

First Step, Work With A Lender

Home buyers need to start the process of talking with a lender first since there are different mortgage programs for new construction builds.  Sometimes if a builder is large enough they will have their own financing program where while the home is being constructed they can offer a short term construction loan to the buyer and then at the time of project completion the buyer will get a traditional 30-year mortgage for the home.  Especially with the changes brought about as a result of the COVID19 shutdowns, mortgage loans types and qualification requirements can change on a daily basis so getting a pre-approval before hand is the best path to take.

Home buyers should not be talking just to one lender but comparing different lender offerings.  Buyers can find different lenders to speak with through family and friend referrals and referrals from their real estate agent.  Certain professions like doctors or veterans have available to them specific mortgage designing floor plan...

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