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3 Smart Tips For Improving Your Credit Score Prior To Applying For A Home Mortgage

3 smart tips for improving your credit score prior to applying for a home mortgage

3 Smart Tips For Improving Your Credit Score Prior To Applying For A Home Mortgage

Not everyone buys a home very often and in fact many might only own one to three homes over their life time.  As a result when buying a home, buyers should make sure they get the best pre-approval amount they can so that when they do buy they are getting the best home that meets their budget at the time.  By striving for the best home you can afford now and will suit your needs for some time to come there will be less need to upgrade to another home because your current home was only a “starter home”.

There is a caveat with that in just because a mortgage lender approves a mortgage for the highest amount of money that can be had that does not necessarily mean homebuyers should buy at the top of that range.  Homebuyers need to analyze their current and future financial situation to make sure they can afford the home they buy today.  If in the future the homeowner plans on having a larger family, wishes to change careers, or something else that effects their lifestyle then that should be part of the consideration when buying a home today.  Homebuyers should not end up in a house poor situation where they cannot afford to pay for the home as well as the upkeep resulting in a loss of home value over time.  Always consider how much home you can afford today as well as in the future as part of your home shopping process.

Credit Score and Mortgage Amount

There are a number...

Buying A Home With Pets In Mind

buying a home with pets in mind

Buying A Home With Pets In Mind

Pets are an everyday part of life for their human companions.  Pets like humans also have individual needs that every house may or may not meet.  When buying a home with pets in mind knowing what one should be looking for and what considerations should be made for our furry friends is on the top of many home buyers list.  This article takes a look at the different considerations pet owners should take into mind when buying a home.

Type Of Pet

The type of pet a homebuyer has will dictate some of the needs for a home.  Bird and reptile owners who keep their pets indoors a majority of the time may not have as many requirements for a home as those would dog or cat owners who may let their pets outdoors unsupervised or who have free roam of the house.  The health and age of a pet also play into home needs as an older pet who cannot walk around as much as they could may need fewer stairs and a flat yard in order to best accommodate their needs.

The size of your pet plays into this as well particularly in the case of dogs.  Larger athletic dogs need more room to run around and burn off their energy and a larger yard might be important to owners of large dogs.  For smaller dogs, cats and rabbits that may be allowed to roam free in the yard, having a yard that is open and in an area that does not attract predators like coyotes, bears, raptors and more is important to consider. 

Landscaping Considerations

As noted above the way a yard is setup and situated should be considered when buying a home with pets in mind.  A steep hilly yard may not be good for smaller dogs or dogs who have joint or back...

Marketing Strategies Expert Realtors Use To Help Sell Your Home

marketing strategies expert realtors use to help sell your home

Marketing Strategies Expert Realtors Use To Help Sell Your Home

Selling a home is not a simple matter of taking a few pictures, putting it up on the Multiple Listing Service (MLS) and then the home will sell.  It takes much more effort to effectively get a home sold than just taking a few pictures and throwing the information about the home on a few websites.  Expert Realtors know these techniques like the back of their hand and must be continually flexible in their strategies in order to sell any type of home during any time of the year or during any market condition.  While these strategies presented here do represent what expert Realtors will do, only by working with one of these expert Realtors can home sellers realize all the benefits of these time tested marketing strategies.

Every Real Estate Market Is Different

First thing to realize is that every real estate market is different.  Even within the same metropolitan area different locations will require different marketing strategies.  Hot neighborhoods where properly priced homes sell in a matter of days can be right next to neighborhoods where homes take weeks or months to sell.  Realtors who work in the local area understand the local differences between neighborhoods, cities, and localities and know that while some strategies will work in one area a totally different strategy may be needed in the neighborhood next to it.map locations

Home Pricing As A Marketing Strategy

Believe it or not home pricing is an area that...

Podcast #10: Luxury (Jumbo) Mortgages Explained

podcast #1- jumbo mortgages explained

For this podcast about Jumbo Mortgages for purchasing a luxury home I sat down with Walt Wollet of Summit Funding. During our conversation we discussed the jumbo mortgages, the application process, credit score and down payment requirements and more. This podcast is helpful for those wanting to buy a luxury home through the use of jumbo mortgage financing.

I hope you enjoy the podcast and find it informative.  Please also consider sharing with those who may find it useful.

Listen via YouTube:

You can connect with Walt Wollet on LinkedIn, Facebook, and at SummitFunding.net.

You can connect with me on FacebookPinterestTwitterGoogle+LinkedIn...

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